Terms & Conditions

These Terms and Conditions ("Terms") govern your use of the website operated by HRD Fintech ("Company", "we", "our", "us"). By accessing or using our website and services, you agree to comply with and be bound by these Terms.

1. Acceptance of Terms

By accessing this website or using our services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions. If you do not agree, you must discontinue use of the website immediately.

2. Nature of Services

HRD Fintech acts as a financial services facilitator and advisory platform. We assist users in exploring loan products, credit cards, investment options, insurance, and other financial products offered by third-party banks, NBFCs, and financial institutions.

We do not directly lend money or issue credit cards unless explicitly stated. Final approval and disbursement are at the sole discretion of the respective financial institution.

3. Eligibility

You must be at least 18 years old and legally capable of entering into binding contracts under applicable laws in India.

4. User Responsibilities

5. Third-Party Products & Partnerships

HRD Fintech may partner with banks, NBFCs, and financial institutions. We do not guarantee loan approval, interest rates, or financial outcomes. All final decisions rest with the respective institution.

6. No Financial Guarantee

All information provided on the website is for informational purposes only. We do not guarantee specific financial results, returns on investments, or approval timelines.

7. Fees & Charges

HRD Fintech may charge service or processing fees where applicable. Any such fees will be clearly communicated before processing your application. We are not responsible for fees charged by partner banks or institutions.

8. Data Privacy

By using our services, you consent to the collection and sharing of your information with partner financial institutions for processing your request. Please refer to our Privacy Policy for details.

9. Intellectual Property

All website content, including logos, text, graphics, and design elements, are the property of HRD Fintech and protected under intellectual property laws. Unauthorized reproduction is strictly prohibited.

10. Limitation of Liability

HRD Fintech shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:

11. Indemnification

You agree to indemnify and hold harmless HRD Fintech and its affiliates against any claims, damages, or expenses arising from misuse of the platform or violation of these Terms.

12. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts located in India.

13. Modification of Terms

We reserve the right to update or modify these Terms at any time. Continued use of the website constitutes acceptance of updated Terms.

14. Contact Information

For any questions regarding these Terms, please contact us at:
Email: support@hrdfintech.com